1. Google Wallet
At the moment, Google wallet is mainly
used in the US but it accepts credit or debit cards from many countries. It
acts like a digital wallet, more so in the US as you can tap to pay in-store
with an NFC-enabled Android device. As for online shopping, there are a handful
of online merchants that accept checking out with Google Wallet.
Unlike PayPal, Google Wallet is strictly
for merchants, so you cannot send money to another Google Wallets users. However,
there are no chargeable fees when using Google Wallet online or in-store, this
is good if you're shopping on one of their online merchants where it only
accepts US credit cards and not your local one.
2. Money Bookeers
Money Bookers (Currently also known as
Skrill) you to send and receive money to other users. It works with other
online banking services in certain countries and for all other countries, you
can send and receive money with a debit or credit card. Each country is also
charged differently when sending and withdrawing funds from MoneyBookers.
Moneybookers Focuses more on sending money
between users as there are very few online merchants that allow you to checkout
with its services. However, their main focus of being able to send money of any
currency to anywhere in the world is solid, making it a close competitor to
paypal.
3. Paymate
Paymate is a great way for sellers based
in Australia and New Zeland to get money from international buyers from many
countries. Sellers from the two countries can use Paymate on their website or
on Ebay Australia for a small fee.
4. Payza
Formally known as a AlertPay, Payza lets
you send and receive money from 190+countries across 21 countries. The service
is finally based in US and Canada but also supports certain banks adn
credit.debit cards from their recognized countries. You can add funds to your
Payza account via bank transfer or credit card, send money to other users, and
even request money through invoices.
5. Payoneer
Payoneer is an interesting way
to pay for online shopping. Registering for the service grants you access
to a prepaid MasterCard which will be sent to your doorstep. Creating an
account is free and you're only charged when you activate the card. Once the
card is activated, you can load money into the card from your local bank or
other credit cards.
An activated Payoneer card can be used in
many countries and in different currencies. Of course, maintaining the purpose
items and even withdraw money from a MasterCard ATM.
